Active investment gives poor returns
Actively managed investments rarely return more than the whole market. It's almost as if intelligence doesn't help Active investment is the act of researching companies and initiatives and deciding what to invest in. Unfortunately the returns from this activity are less than investing in index funds. Index funds represent a bit of everything or the whole market. Ironically an index is actively decided upon, the criteria to be included in the index is a decision. Some companies enter or leave an index based on revenue or other criteria.
I would like to talk of this problem and think of solutions.